Niural Pay — Accounts Payable
Pay every vendor.
On time, always.
Automate your entire accounts payable workflow from AI invoice capture to multi-currency payments across 100+ currencies, including leading stablecoins, so your team can focus on work that matters.
Banking partners
SOC 2 type II certified
Pay in 100+ currencies
USDC & USDT on 11+ chains
99.9% payment accuracy
AI-powered invoice capture
Native ERP integrations
AP AUTOMATED
Every step of payables, automated.
From the moment an invoice arrives to funds leaving your account — Niural handles every touchpoint with precision and speed.
Intelligent invoice capture
Upload PDFs, forward emails, or snap photos. Niural's AI extracts vendor, amount, due date, and GL codes — no manual entry ever.
Configurable approval flows
Route invoices by vendor, amount, or department. Set multi-level approvers with escalation and one-click mobile approval.
Multi-currency payments
Pay vendors in 100+ currencies via ACH, wire, card, or FedNow. AI picks the cheapest, fastest path for every transaction.
AP analytics & reporting
Real-time dashboards for aging invoices, cash flow, vendor spend, and full audit trails - all exportable to your ERP.
DELIVERING RESULTS
Numbers that speak for themselves
15+
Hours saved per month on payment workflows
30%
Reduction in transaction costs via AI routing
99.99%
Payment accuracy with automated compliance
100+
Currencies supported for global payments
FULL AP SUITE
Everything payables needs.
One platform for every vendor payment scenario, no matter how complex your operations.
Vendor management
Onboard and manage all vendors in one place. Bulk upload thousands from existing lists. Store payment details, contracts, and full history.
Bulk invoice processing
Create and process thousands of invoices in one click. Built for high-volume businesses with complex billing cycles.
Tax & compliance
Integrate state taxes, service fees, and custom fields directly into your AP workflow. Stay compliant across jurisdictions automatically.
ERP integration
Native connections to NetSuite, QuickBooks, SAP, and more. Bi-directional sync keeps your books clean with zero double-entry.
Cash flow forecasting
AI-powered forecasting shows exactly what’s due and when. Optimize payment timing to capture early-pay discounts.
Fraud detection
Real-time anomaly detection flags duplicate invoices, unusual vendors, and suspicious amounts before payment executes.
FOR CRYPTO-NATIVE FINANCE TEAMS
AP built for crypto CFOs.
Pay contractors, vendors, and global teams in USDC or USDT - settling on-chain in seconds, not days. Niural supports multi-sig approvals, chain selection, and compliance so your treasury ops run without friction.
Multi-signature approval workflows
Require M-of-N signer approval before any on-chain disbursement. Set thresholds by payment size, vendor type, or treasury policy.
Instant on-chain settlement
Stablecoin payments settle in seconds — no wire delays, no FX conversion risk. Native support for smart contract-based escrow.
On-chain audit trail
Every payment hash, signer address, and timestamp immutably recorded. Full compliance-ready reporting for your auditors.
Fiat ↔ stablecoin AP in one view
Manage traditional ACH/wire payables and on-chain stablecoin payments from a single dashboard — no switching between tools.
CLIENT SUCCESS
Real outcomes, real businesses.
Saved 15+ hours per month
Automate payment workflows and eliminate manual invoice processing entirely.
Reduced transaction costs by 30%
AI-driven payment routing always picks the most cost-efficient path.
99.9% payment accuracy
Automated compliance checks and 3-way matching virtually eliminate errors.
“Before Niural, our vendor payments took forever and errors were constant. Now our entire AP process runs itself — we handle 10× more vendors with half the team.”
K
Kwame Lewis
Co-Founder, LewisLevy Consulting