FEATURES
Faster Quotes, Better Rates
Small teams usually get stuck with bad options, or can't get quoted at all. Our underwriting team is in-house, so we quote faster and more competitively than third-party brokers. We offer Aetna and Cigna, plus dental, vision, life, disability, HSA/FSA, and 401(k)
Compliance Is Our Problem, Not Yours
Every state has different rules — tax registrations, labor laws, filing requirements. We handle all of it: state taxes, workers' comp, W-2s, unemployment, ACA. When the DOL sends a letter, it comes to us.
Multi-State Without the Headache
Employees in California, Texas, and New York? We handle state-specific taxes, apply local labor laws, and make sure terminations and final paychecks comply with each jurisdiction. You hire where you want. We figure out the rest.
One Platform, One Login
With Niural, payroll, benefits enrollment, PTO, time tracking, and expenses all live in one place. Elections sync directly into payroll and generate enrollment files to carriers automatically. No more reconciling across systems.
Key Advantages
Get 10+ Hours Back Every Week
Stop filing state registrations, chasing compliance updates, and manually running payroll. We automate the admin work that's eating your calendar.
Compete for Talent You Couldn't Before
Our aggregated buying power gets your 20-person team the same carrier access as companies 10x your size. You stop losing candidates to companies with better packages.
Grow Without Rebuilding HR
Hire in new states without entity headaches. When you outgrow PEO, transition to ASO on the same platform. Same data, same login, no migration pain.
Hear from our Clients
"We’ve been using Niural PEO at Cascade, and it’s been a fantastic experience. Onboarding was quick and painless. We also got better healthcare plans for less than we were paying before and no longer have to deal with state tax registrations. Highly recommend."
- Ethan Carter, Cascade Enterprises
Delivering Results
20+ Hours Saved Monthly: Compliance, benefits admin, and payroll on autopilot
Up to 40% Lower Benefits Costs: In-house underwriting + aggregated buying power
50-State Coverage: Hire anywhere in the US without opening new entities
Your Employees Pick Better Benefits (Without Bugging HR)
Open enrollment usually means two weeks of the same questions over and over. EMMA, Niural’s AI Agent, is built into our enrollment flow to fix that. It walks employees through plan selection, explains options in plain terms, and shows total cost, not just premiums. Fewer mis-selections, fewer support tickets, less time playing benefits helpdesk.
