Run global payroll, HR, and compliance on one AI-native platform, so your whole workforce, everywhere, gets paid right.
Meet Niural MCP: Your Data, Wherever You Work
Your financial data shouldn't be trapped in one interface. Niural MCP securely connects your Niural data to the AI assistants you already use, including Claude, ChatGPT, and other MCP-compatible tools. This covers Niural Pay and Reporting.
Ask about user, wallet, bill, and report data in plain language, compare periods, and spot trends without exporting a single spreadsheet. Read more.
PEO vs. Payroll: What's the Difference?
Most founders start by asking how to pay their people. But the harder question is: who is legally on the hook as the employer? The answer to this question decides whether you need a payroll service or a PEO.
A payroll service does one thing cleanly:
- Turns hours and salaries into correct payments
- Withholds taxes and files under your EIN
- Leaves your company as the sole employer
It doesn't touch benefits, workers' comp, compliance, or the fallout when something breaks. That stays yours.
A PEO does all that, then takes on part of the employer role:
- Files under its own EIN through co-employment
- Pool employee benefits for a competitive price
- Backs your compliance across states
You keep full ownership and every hiring decision. You hand off the administrative weight, and pooling puts real health and retirement plans within reach of a lean team.
You've likely outgrown payroll and need a PEO when:
- You're hiring across state lines
- You want benefits that attract senior talent
- Compliance is outrunning your team
- One misclassification has gone from survivable to serious
Most companies buy payroll now and move to a PEO later. On Niural, that is only a configuration change on the same platform. EMMA validates each run and flags misclassification risk before it processes.
The Founder's Table
Where the best conversations still happen over dinner.
Niural AI and Basic Capital are hosting an intimate evening with founders, operators, and industry leaders from across New York. Step away from the day-to-day, trade ideas, and make a few connections worth remembering.
📅 Wed, Sep 29 · 🕕 6:00–9:00 PM · 📍 Midtown Manhattan, NYC
Limited seating. Register here.
