
Niural is the AI-native operating system for global payroll, HR, and compliance. One platform, every worker, everywhere, run by AI that actually does the work.
Building a Payroll Infrastructure: Niural x OutSail

Niural AI isn't competing on payroll features; we’re rebuilding the layer beneath them.
In a conversation with Brett Ungashick, Founder and CEO of OutSail, Niural AI co-founder and President Nabin Banskota walked through why he spent nearly three years building payroll infrastructure before selling a single seat.
His thesis still holds: payroll is an infrastructure problem, not a software patch. Niural owns its own payroll, tax, and payment rails. We have cracked the notoriously hard PEO market and secured carrier master plans with the likes of Aetna and Kaiser.
Our executional AI layer, EMMA, doesn't just flag issues; it runs payroll, makes payments, and hires on your behalf.
And now, our neolab for finance, Niural AI Labs, is pushing toward long-horizon agents that handle workflows that can afford no mistakes.
Top 8 Common Payroll Problems
Payroll rarely breaks all at once; it erodes as a company adds headcount, states, and worker types.
There are eight common payroll problems that growing employers make:
- Miscalculating overtime and exempt status
- Missing tax deposit and filing deadlines
- Setting up withholding wrong
- Misclassifying contractors
- Keeping incomplete records
- Depositing 401(k) deferrals late
- Mishandling PTO payouts at termination
- Running payroll on rules that have already changed
Each one accumulates unnoticed, then lands as a penalty, audit finding, or back-pay claim. The common root cause is payroll, HR, finance, and compliance living in disconnected tools. Consolidating them is the fix.

Generate Records of Employment for Canadian Employees: Automatically generate Records of Employment for Canadian employees upon termination or anytime from the employee's Work tab. [Read more→]

The Founder's Table
Join founders and operators from across New York for an intimate dinner focused on meaningful conversations and new connections.
📅 Wed, Aug 11 · 🕠 6:00–9:00 PM · 📍 NYC
Liquid Assets: A Mixology Class
Connect with HR, People, and Ops leaders over cocktails, a hands-on mixology class, and great conversation.
📅 Thurs, Aug 13 · 🕠 5:30–8:30 PM · 📍 NYC



